API Reference
  1. AMORTIZATION

Amortization

post
https://app.lendapi.com/api/v1/amortization/

This endpoint calculates and returns the amortization schedule for a loan based on the provided loan details. The amortization schedule breaks down each payment into principal and interest components over the life of the loan. APR and periodic_payment are also calculated.

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Send the loan details as a JSON object with Content-Type: application/json.

⚠️ A request with invalid or missing fields still returns 200. Check for a detail field in result to see if the request was rejected.

A 400 means the calculation service could not be reached, did not answer within 10 seconds, or returned a response that wasn't JSON.

Body Params
float
required

Loan Amount, this is the loan amount with two decimal points, for example 10000.12

float
required

Application Fee, required.

float
required

Loan Interest Rate in percentage. If interest rate is 12.50%, you shall enter 12.50

int32
required

The number of term per the term_frequency below

string
required

Can be ‘monthly', 'semi-monthly', 'bi-weekly', 'weekly', 'quarterly’

string

Optional. Fund disbursement date, sent as yyyy-MM-dd. Returned in the response as MM/dd/yyyy.

string

Optional. First payment date, sent as yyyy-MM-dd. Returned in the response as MM/dd/yyyy.

Responses

401

The API key is not recognised or is inactive. The body is empty.

Updated 10 days ago

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Response
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application/json

Updated 10 days ago

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